Interest rates have never been lower. 15-year fixed rates dropped for the first time ever to below 3%, to 2.97%, the lowest on record since Freddie Mac began tracking weekly data more than 40 years ago. On the 30-year fixed, rates were at 3.75% as of May 31st, according to an article on CNN Money.

The record-low interest rates combined with low prices on Maui means now is an optimal time to buy, if you qualify and have all your paperwork in order to give to your lender, who are looking for very complete and thorough files to process loans.